Why does it take days for your paycheck to transfer?
If your employer processes payroll on a Wednesday, you shouldn’t have to wait for a Friday payday. With Early Pay, your paycheck is fast-tracked to your account up to 2 days early — just $2.99 per expedited transfer.2
Life doesn’t wait for a paycheck, why should you?
Spend, save, invest, and more — up to 2 days early.
Keep your bank
Your paycheck can deposit early into whatever bank you use today.
Get started today
Here's how your money will flow to your linked bank.
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Your paycheck is first deposited into your Evolve Deposit Account1
You get a notification when it lands (cue happy dance!)
“As someone who’s tried everything…EarnIn is honestly my favorite.”3
- Nina, EarnIn customer
FAQs
What's the cost?
Just $2.99 per expedited transfer to your linked bank account.1 This fee is charged by our partner, Evolve Bank & Trust. We also offer a no-cost option that gets you your money by your scheduled payday.
How do I sign up?
It’s easy. Download the EarnIn app, sign up, and follow the steps to create a deposit account with our partner bank, Evolve Bank & Trust.2
Select “Lightning Speed”2 to opt-in for Early Pay (the $2.99 per paycheck applies). Update your direct deposit with your employer, then link your bank account by providing a debit card number associated with it. That’s it! You’re in.
How does my money flow to my bank?
Your paycheck is first sent to your deposit account, then routed to your linked bank account. Funds are usually available the day your employer processes payroll, which may be up to 2 days before your scheduled payday.1
What else do I get with EarnIn?
With EarnIn, you get access to even more tools to help you stay on track. If you sign up for Cash Out and have direct deposit linked, you can acces up to $150/day, with a max of $750 between paydays, while you wait for your early paycheck.4 More on Cash Out here.
Is anyone eligible for Early Pay?
No. Early Pay is not available for residents of Connecticut, the District of Columbia, or Maryland. Also, the availability of early funds is not guaranteed anywhere and may vary from paycheck to paycheck. Early access to your paycheck depends on the timing of your employer’s payroll processing.
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We use the latest in security technology to keep your data protected. And we never sell your personal information — period.
We're available every day of the week
We strive to respond to your questions in less than 2 minutes.5 But we’re always working to beat our record...
