Get paid as you work
Join the millions of customers who have accessed over $20 Billion in earnings.
Get startedLife doesn't happen biweekly —
neither should payday
More possibilities
“Using EarnIn helps my life be stress free.”3
Robyn, EarnIn customer
Less waiting
“Due dates and pay dates don’t always come together, so EarnIn really helps.”3
Eric, EarnIn customer
More living
“I use EarnIn to make sure that myself and all the people I love in my life are taken care of.”3
Brooklyn, EarnIn customer
Go from start to paid in just a few steps
Monthly bills? Weekly thrills? Tap into the money¹ you’ve already worked for — right when you need it.²
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01
Sign up then link your bank account to verify your identity and employment.
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02
Transfer up to $150/day (with a max of $750 per pay period) to your bank.1
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03
No interest, no credit check, no mandatory fees2 — just tip what you think is fair.4
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Any earnings & optional tips are repaid when your paycheck hits.
Go from start to paid in just a few steps
Monthly bills? Weekly thrills? Tap into the money¹ you’ve already worked for — right when you need it.²
Safety and security comes first
We use the latest in security technology to keep your data protected. And we never sell your personal information — period.
We're available every day of the week
We strive to respond to your questions in less than 2 minutes.5 But we’re always working to beat our record...
Want to get paid today?
There’s Lightning Speed for that.2 Starting at just $2.99/transfer, you can get your pay within minutes of earning it.
Learn moreFrequently asked questions
EarnIn is a financial technology company not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC.
1 A pay period is the time between your paychecks, such as weekly, biweekly, or monthly. EarnIn determines your daily and pay period limits (“Daily Max” and “Pay Period Max”) based on your income and financial risk factors as outlined in the Cash Out Maxes section of our Cash Out User Agreement. EarnIn reserves the right to adjust the Daily Max and Pay Period Max at its discretion. Your actual Daily Max will be displayed in your EarnIn account before each Cash Out. EarnIn does not charge interest on Cash Outs or mandatory fees for standard transfers, which usually take 1–2 business days. For faster transfers, you can choose the Lightning Speed option and pay a fee to receive funds within 30 minutes. Lightning Speed is not available in all states. Restrictions and terms apply; see the Lightning Speed Fee Table and Cash Out User Agreement for details and eligibility requirements. Tips are optional and do not affect the quality or availability of services.
2 Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. Lightning Speed is not available in all states. Restrictions and terms apply. See the Lightning Speed Fee Table and Cash Out User Agreement for details.
3 Compensation was provided for this testimonial, but the statements reflect a real EarnIn experience.
4 Tips go to EarnIn. Whether you tip, how much and how often you tip do not impact the quality and availability of services.
5 Response times may vary depending on demand and availability. While we aim to respond within 2 minutes, there may be occasional delays.