Just $2.99 per expedited transfer to your linked bank account.¹ This fee is charged by our partner, Evolve Bank & Trust. We also offer a no-cost option that gets you your money by your scheduled payday.

It’s easy. Download the EarnIn app, sign up, and follow the steps to create a deposit account with our partner bank, Evolve Bank & Trust.²

Select “Lightning Speed”² to opt-in for Early Pay (the $2.99 per paycheck applies). Update your direct deposit with your employer, then link your bank account by providing a debit card number associated with it. That’s it! You’re in.

Your paycheck is first deposited into your Evolve Deposit Account and then transferred to your linked bank account. Funds are usually available the day your employer processes payroll, which may be up to 2 days before your scheduled payday.¹

With EarnIn, you get access to even more tools to help you stay on track. If you sign up for Cash Out and have direct deposit linked, you can acces up to $150/day, with a max of $750 per pay period, while you wait for your early paycheck.⁴ More on Cash Out here.

No. Early Pay is not available for residents of Connecticut, the District of Columbia, or Maryland. Also, the availability of early funds is not guaranteed anywhere and may vary from paycheck to paycheck. Early access to your paycheck depends on the timing of your employer’s payroll processing.