How it works
01
Sign up in minutes
Securely link your bank account, then verify your identity and employment.
02
Access your money
Transfer up to $150/day (with a max of $750 per pay period1) to a linked bank account.
Join millions managing their earnings
"EarnIn fills the gaps when I don’t want to dig into my credit or savings."5
Nina
EarnIn customer since 2020
460K+
5-star reviews
19M+
App downloads
It’s your money — take control of it
Cash Out
Access your money in 1-3 business days at no cost / in minutes starting at $2.99.1 No mandatory fees, no credit check, no interest.
Early Pay
Now your direct deposit can land in your bank account up to 2 days sooner — just $2.99 per expedited transfer.2
Balance
Shield
Shield
Help protect against overdrafts wherever you bank with custom alerts and automatic $100 transfers.3
Credit
Monitoring
Monitoring
See your VantageScore 3.0® by Experian® right in the app.6 Stay ahead of surprises and potential fraud — did we mention it's free?
Tip
Yourself
Yourself
Set yourself up to save every time you get paid with a no-cost, FDIC-insured account.4 Then kick back and ace your goals.
It’s your money — take control of it
Cash Out
Access your money in 1-3 business days at no cost / in minutes starting at $2.99.1 No mandatory fees, no credit check, no interest.
Early Pay
Now your direct deposit can land in your bank account up to 2 days sooner — just $2.99 per expedited transfer.2
Balance
Shield
Shield
Help protect against overdrafts wherever you bank with custom alerts and automatic $100 transfers.3
Credit
Monitoring
Monitoring
See your VantageScore 3.0® by Experian® right in the app.6 Stay ahead of surprises and potential fraud — did we mention it's free?
Tip
Yourself
Yourself
Set yourself up to save every time you get paid with a no-cost, FDIC-insured account.4 Then kick back and ace your goals.