Tip Yourself

Effortlessly save with every paycheck¹

Monthly bills, a rainy day, or a weekend away?

Work toward your next goal with automatic (or manual) transfers when you get paid. No extra work, no added stress…and no need to count your coins.

A happy person smiling against someone on the opposite of a fine dining table

Saving money now takes care of itself

Cash envelopes and piggy banks deserved an upgrade. With Tip Yourself ¹, you get a no-cost, FDIC-insured account that automatically (or manually) saves part of every paycheck.

A father happily holding his son in the air with two hands

Smart money habits shouldn’t cost you

There’s no monthly fees, no membership fees, no annual fees, and no minimum balance required. None, nada, nil.

81% of EarnIn customers experience less financial stress²

How it works

Set it up once and forget it — or turn off at any time.

Add up to 5 goals as Tip Jars & set up your transfers

Watch your progress in the app as you save

Send funds back to your bank account at no cost

"I use my Tip Yourself to save up for little (or sometimes big) trips. I just put some money in each time I get paid, and when I go on a trip, I cash it out for extra spending money."³

- Ginger, Oklahoma

FAQs

How does Tip Yourself work?

What’s a Tip Jar?

Are there fees?

Is my money protected?

Safety and security comes first

We use the latest in security technology to keep your data protected. And we never sell your personal information — period.

We're available every day of the week

We strive to respond to your questions in less than 2 minutes.⁴ But we’re always working to beat our record...