EarnIn | You worked today. Get paid today.

Our offerings
Products for employers

How it works

01

Sign up in minutes

Securely link your bank account, then verify your identity and employment.

02

Access your money

Transfer up to $150/day (with a max of $750 per pay period¹) to a linked bank account.

03

Get more out of every day

Get your paycheck up to 2 days early³, help avoid overdrafts⁴, and plan for what's next.

Join millions managing their earnings

"EarnIn fills the gaps when I don’t want to dig into my credit or savings."⁶

Nina

EarnIn customer since 2020

A portrait of Nina who is an EarnIn customer since 2020

460K+

5-star reviews

19M+

App downloads

It’s your money — take control of it

Access your money in 1-3 business days at no cost or in minutes starting at $3.99.¹ No mandatory fees, no credit check, no interest.

Coming Soon

Access your pay in real time with Live Pay, up to $1,500/pay period.¹ Only on EarnIn Card.²

Now your direct deposit can land in your bank account up to 2 days sooner — just $2.99 per expedited transfer.³

Help protect against overdrafts wherever you bank with custom alerts and automatic $100 transfers.⁴

Credit
Monitoring

See your VantageScore 3.0® by Experian® right in the app.⁷ Stay ahead of surprises and potential fraud — did we mention it's free?

Set yourself up to save every time you get paid with a no-cost, FDIC-insured account.⁵ Then kick back and ace your goals.

It’s your money — take control of it

Access your money in 1-3 business days at no cost or in minutes starting at $3.99.¹ No mandatory fees, no credit check, no interest.

Coming Soon

Access your pay in real time with Live Pay, up to $1,500/pay period.¹ Only on EarnIn Card.²

Now your direct deposit can land in your bank account up to 2 days sooner — just $2.99 per expedited transfer.³

Help protect against overdrafts wherever you bank with custom alerts and automatic $100 transfers.⁴

Credit
Monitoring

See your VantageScore 3.0® by Experian® right in the app.⁷ Stay ahead of surprises and potential fraud — did we mention it's free?

Set yourself up to save every time you get paid with a no-cost, FDIC-insured account.⁵ Then kick back and ace your goals.

Exclusive Offers

Looking to save or earn more?

Get exclusive deals and offers to refinance your auto loan, save on car insurance or earn cash rewards through side hustles — all right from your phone.