October 7, 2020

People of Earnin: Eloisa Ayala

Banners-PeopleOfEarnin3
For Eloisa, her family is everything. She learned how to be a great caregiver from her mother, who worked hard to provide for Eloisa and her two sisters after their father passed. Here's her story:
“My family is my number one priority. They’re what keeps me going cause I'm always trying to make sure that they're fine and taken care of. My 21 year old son, his wife, and his two kids live with me along with my 17 year old daughter, my mother, and my sister.
I’m from El Salvador and my mom came to America when she was around 30. She brought me here when I was two years old. I'm the middle child so there was my older sister, then me, then my little sister who’s handicapped. When my dad passed away, she had to work two jobs as a single mom to raise us. I learned how to be a go-getter, work hard, and support my family from her.
My family was really looking forward to my mom's birthday because she’s about to turn 80 but we weren’t able to plan anything because of the pandemic. It’s such a big number and it’s very special, so my sisters and I were bummed out we couldn’t do anything special for her. But I love that we still have her, that she’s still alive, and we just want her to hang in there. And when they’re elderly, every day counts. You got to be thankful for every day they’re still around.
I have all these people depending on me so I have to work hard to keep things moving along. As a mother, everyone comes to you for support. That’s where Earnin comes in. It’s been helpful because, before that, I used to go to payday loans and stuff like that, and those are outrageous because they charge you for giving you that money. With Earnin, having flexibility is really helpful nowadays because you're trying to make ends meet and you can just pay whatever you can afford.”
If you have a story you’d like to share, message us at stories@earnin.com!

You may enjoy

Thumbnail for How Often Do Credit Scores Update?
How Often Do Credit Scores Update?
Understand when credit scores update and how often changes occur. Stay informed to better manage your credit and keep track of your financial health.
Thumbnail for Payday Loan Consolidation: Pros & Cons and How it works
Payday Loan Consolidation: Pros & Cons and How it works
Learn what payday loan consolidation is and how it works. Get expert tips on managing payday loans and paying off your debt in this helpful guide.
Thumbnail for Why Do We Only Get Paid Every Two Weeks?
Why Do We Only Get Paid Every Two Weeks?
We look at the history of getting paid in America, and explore why people are still waiting for payday.
Thumbnail for What's An Overdraft Fee? Learn The Essentials
What's An Overdraft Fee? Learn The Essentials
Overdraft fees are costly and unplanned. Learn about what they are, overdraft protection options, and tips on how to avoid these expensive bank fees.
Thumbnail for The Cash Rewards Program That’s Actually Rewarding
The Cash Rewards Program That’s Actually Rewarding
Earnin recently launched Cash Back Rewards, a rewards program that works for everyone.
Thumbnail for People of EarnIn: Derek Peters
People of EarnIn: Derek Peters
Real stories from the EarnIn community.
Thumbnail for People of EarnIn: Gabriela Cazier
People of EarnIn: Gabriela Cazier
Real stories from the EarnIn community.
Thumbnail for 6 Benefits of Mobile Banking You Should Know
6 Benefits of Mobile Banking You Should Know
Explore the benefits of mobile banking. Access your finances anytime, manage accounts on the go, and enjoy secure, convenient features from your mobile device.
Thumbnail for What are Installment Loans and How Do They Work?
What are Installment Loans and How Do They Work?
Learn what installment loans are, how they work, and their benefits. Discover if this flexible financing option is right for your financial needs.
Thumbnail for Term Deposit: Definition, Rates & How It Works
Term Deposit: Definition, Rates & How It Works
Discover what a term deposit is, how it works, and its pros and cons. Learn about high-interest and short-term deposits to maximize your savings.
Thumbnail for Cash Out Refinance: 5 Rules for Homeowners
Cash Out Refinance: 5 Rules for Homeowners
Home cash-out refinance rules to be aware of include needing to meet certain requirements and not taking out more than 80% of your home’s equity.
Thumbnail for 10 Jobs & Companies That Help Pay Off Student Loans
10 Jobs & Companies That Help Pay Off Student Loans
Discover 10 jobs and companies offering jobs that help pay off student loans. Explore benefits, eligibility, and how to start your debt-free career path today.
A wallet with bank notes sticking out
Access Your Earnings Today
Make the most of your money