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Blog

Earnin Joins Forces with Cupertino on Rent Assistance

August 14, 2020

Earnin teamed up with the City of Cupertino to provide a $50,000 rental assistance program for those experiencing housing insecurity during the crisis.

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Helpin Resource Roundup 5/8/20

May 8, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

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Rethink Saving with Tip Yourself

May 7, 2020

Introducing a new savings tool - Tip Yourself.

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Helpin Resource Roundup 4/17/20

April 17, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

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Community Tool

April 6, 2020

Earnin has created an easy-to-use tool based on all the COVID-19-related resources from the Helpin Facebook group.

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In the Face of the Coronavirus, It Is Crucial to Embrace Community

March 24, 2020

Find the opportunity to overcome any financial hardships that come with the pandemic and pull together and help each other get through the hard times.

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Worried About Coronavirus? Here Are Resources to Help You Stay Safe

March 17, 2020

There are many resources available to help our community stay physically and financially healthy - we’ve compiled several websites in this article.

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A Brief History of the Fight for Women’s Pay Equality

March 6, 2020

To celebrate International Women’s Day, we’re highlighting a few key women who have majorly contributed to the fight for pay equality in America.

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Why Do We Only Get Paid Every Two Weeks?

February 28, 2020

We look at the history of getting paid in America, and explore why people are still waiting for payday.

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The Link Between Financial Health and Mental Health

February 26, 2020

A company that works with businesses to improve their employee financial wellness programs found a strong link between financial stress and mental health.

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Earnin Community Members Report Fewer Overdrafts

February 21, 2020

An Earnin survey finds that a majority of community members are reducing the number of overdrafts they’re dealing with.

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The Lifecycle of Love and Money

February 13, 2020

Relationships blossom over time. Here’s how to handle money throughout a relationship, whether you’re dating, committed, or married.

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Volunteers Celebrate MLK Day by Teaching Financial Literacy

January 24, 2020

Many Americans observed Martin Luther King Jr. Day by volunteering to serve their communities. Find out how some hosted personal finance workshops.

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The Earnin Community Unites at Essence Fest

July 23, 2019

As many people in America were enjoying fireworks and hot dogs on the Fourth of July, Earnin took a trip down to Louisiana to attend Essence Festival (Essence Fest). We went to speak on financial inequality, and were blown away by the festival attendees we met, the city of New Orleans, and the Earnin community.

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Building a Better Financial System Together

July 19, 2019

Community is at the core of why Earnin was created and is the main driving force in everything that we do — and that includes how we try to sustain our business.

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How a Shared Focus on Community Brought Kelvin Beachum to Earnin

July 10, 2019

An interview with Earnin visitor and ally, NY Jets offensive tackle, Kelvin Beachum.

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This Holiday Season, Pay It Forward With Viral Kindness

December 16, 2019

Get into the giving spirit by spreading good cheer through small acts of kindness, compassion, and charity.

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Break Out of Your Financial Cycles

January 14, 2020

See strategies that can help you escape bad financial habits and debt spirals so you can move forward.

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How to Make a New Year’s Resolution You’ll Stick To

January 6, 2020

Find out how to make a New Year's resolution the right way so that you'll stick to it for the rest of the year and beyond.

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Martin Luther King’s Fight for Financial Equality

January 20, 2020

Martin Luther King’s vision for the country included greater financial equality for all Americans.

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Why Debt Collection Has No Place at Earnin

November 13, 2019

Earnin is building a financial system that works for people, and that doesn't include working with debt collectors.

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Earnin Makes an Impact on Overdraft Fees

August 27, 2019

Fighting against overdraft fees is just one way Earnin helps people make good decisions when they’re managing their money.

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Community First Finance

July 26, 2019

Earnin started in 2013 with a mission to build a financial system that works for all people. We’re guided by a commitment to put people first, a model that allows people to pay what they choose, and a community that supports each other.

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About Earnin

Earnin is an app that gives you access to the pay you've earned - when you want it.

categories Payday rebellion Fees Debt negotiation Financial tips Emergencies Bank fees Pay what you want Bills Emergency funds Community Restrictions and/or third party fees may apply. See our Terms of Service for more details.

1Restrictions and/or third party fees may apply, see Earnin.com/TOS for details

2Disclaimer: Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

3NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

4Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

5Source: Internal analysis conducted by Earnin on December 10, 2020.

1Restrictions on use of Services and/or third party fees may apply, see Earnin.com/TOS for details.

2Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

3Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% APY and $0 monthly fee service. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

1Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

2Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

3Balance Shield cash out is subject to your available earnings and your daily pay period max. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

4NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit WeWin Game & Sweepstakes Official Rules. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

5Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS.

6Up to two days early is based on comparison with traditional banks. Exact timing is dependent on your employer’s payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

7Your Max on Earnin Express is up to 80% of your payroll or $1000, whichever is less. The 80% is dependent on you routing your full paycheck to Earnin Express. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

8Learn how we collect and use your information by visiting our Privacy Policy.

1Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

2Disclaimer: Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details

3Disclaimer: Community Member must have had at least 1 successful debit with Earnin. Limit to 1 Max Boost per pay period. A boost will not adjust a Community member's daily max. Restrictions may apply, see Earnin.com/TOS for more details

*Disclaimer: Balance Shield Cash Out is subject to your available earnings and daily pay period max.Other restrictions and/or thirdparty fees may apply. For more information visit Earnin.com/TOS

1Restrictions may apply, see Earnin.com/TOS for more details. Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS

2Disclaimer: NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/game-rules/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

3Disclaimer: Restrictions Apply. See Earnin.com/wewin/pool-rules/ for more information

*Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

**Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

*Survey conducted in February 2020 with 889 participants.

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