Lightning Speed is a fee for optional expedited transfer services. Depending on the product, this fee is charged by either EarnIn or by its banking partner, Evolve Bank & Trust. Fees marked with a [*] are charged by EarnIn, while those marked with a [^] are charged by Evolve Bank & Trust. See details below.
You should check EarnIn’s website periodically for the current version of this fee schedule.
| Cash Out | Balance Shield | Deposit Account | EarnIn Card | Early Pay | |||
|---|---|---|---|---|---|---|---|
| With Qualifying Direct Deposit1 to the Deposit Account | Without a Qualifying Direct Deposit1 to the Deposit Account2 | With Qualifying Direct Deposit1 to the Deposit Account | Without Qualifying Direct Deposit1 to the Deposit Account | ||||
| Lightning Speed Fee | $3.99 (Cash Outs of $100 or less)* $5.99 (Cash Outs greater than $100)* | $3.99 (Cash Outs of $100 or less)* | $2.99 (earnings transfers of $100 or less)* $5.99 (earnings transfers greater than $100)* | $3.99 (earnings transfers of $100 or less)* $5.99 (earnings transfers greater than $100)* | $2.99 (cash transfers)^ $2.99 (transfers of earnings + cash)^ $2.99 (earnings transfers of $100 or less)* $5.99 (earnings transfers greater than $100)* | $5.99 (cash transfers)^ $2.99 (transfers of earnings + cash)^ $2.99 (earnings transfers of $100 or less)* $5.99 (earnings transfers greater than $100)* | $2.99^ |
| Standard Speed transfer (1-2 business days) | $0 | $0 | $0 | $0 | $0 | ||