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Financial Tips

Thumbnail for Customers Beat Inflation, Gaining Real Purchasing Power

Customers Beat Inflation, Gaining Real Purchasing Power

EarnIn customers' wages grew 21% from 2023-2025, surpassing inflation and enhancing real purchasing power despite economic uncertainty.

Feb 10, 2026
2 min read
Thumbnail for How Much Should I Spend On A Gift?

How Much Should I Spend On A Gift?

Learn how to decide how much to spend on gifts without stressing your budget. Get practical strategies, spending ranges, and flexible tools that can help you plan ahead.

Jan 28, 2026
9 min read
Thumbnail for How Much Should I Spend On My Credit Card?

How Much Should I Spend On My Credit Card?

How much should you spend on your credit card? Learn ideal credit utilization levels with expert tips and smart strategies to manage balances.

Jan 28, 2026
14 min read
Thumbnail for How Much Should I Spend on a Car?

How Much Should I Spend on a Car?

Learn how much car you can afford based on common budgeting rules, how to calculate true monthly costs, and what to do if you need more flexibility.

Jan 26, 2026
10 min read
Thumbnail for How Much Should I Spend on Eating Out?

How Much Should I Spend on Eating Out?

Learn how much to spend on dining out based on your income, pay cycles, and lifestyle. Get tips for budgeting, tracking, and flexible spending with EarnIn tools.

Jan 26, 2026
10 min read
Thumbnail for Instant Loan Apps: Questions to Ask and Options to Consider

Instant Loan Apps: Questions to Ask and Options to Consider

Before downloading instant loan apps, learn ins and outs of payday loans, cash advances, buy now pay later (BNPL), and earned wage access (EWA), ask these six questions first.

Jan 15, 2026
10 min read