EarnIn | You worked today. Get paid today.

Cash Out

Make any day
payday

Get up to $150/day, with a max of $750 per pay period¹
No interest, no credit check, no mandatory fees²
Over 19 million downloads — and counting

Early Pay

Get your paycheck up to
2 days early in your bank³

Keep your bank and how you pay bills
$2.99 per expedited transfer²
Turn it off at any time

Balance Shield

Stress less about
a low bank balance

Help avoid overdraft fees and low balances⁴
Stay in the loop with custom notifications
Turn on optional auto-transfers of $100

Credit Monitoring

Get moving on your
credit goals

See your Vantage Score 3.0® by Experian®⁵
Stay on track and get ahead of surprises
Did we mention it’s free?

Tip Yourself

Effortlessly save
with every paycheck⁶

Save every time you get paid
Turn it off or on at any time
No-cost, FDIC-insured

Early Pay

Cash in on an early paycheck

Your direct deposit lands in your existing bank account up to 2 days early.³

Balance Shield

Give your bank balance a buffer

Help avoid overdrafts with optional low balance notifications and auto-transfers of $100 from your on-demand pay (with a max of $750 per pay period).⁴

Credit Monitoring

Track your credit score for free

Your VantageScore 3.0® by Experian® is just a tap away.⁵ Take the first step in getting your credit where you want it to be.

Tip Yourself

Save without a second thought

Set up automatic transfers so you can save every time you get paid. Choose the amount, turn it off anytime, and don't be surprised when you ace your goals.⁶

Live every day your way

EarnIn is here to get your money moving for today and tomorrow. So you can stress less and live more.

Celebrate a birthday or an anniversary (or both)

Take care of monthly bills before they're due

Get the full tank of gas to fuel your whole week

Make sure the kids are set for the season ahead

Grab groceries plus a few things not on the list

Safety and security comes first

We use the latest in security technology to keep your data protected. And we never sell your personal information — period.

We're available every day of the week

We strive to respond to your questions in less than 2 minutes.⁸ But we’re always working to beat our record...