Blog

Blog

People of Earnin: Corie'l Mack

September 2, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Tequila Harris

August 19, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Jason Campbell

August 5, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Angela Torres

July 22, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Danielle Majeika

July 8, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Alya Carillo

June 24, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Donald Williams

June 9, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Jerry Montanez

May 19, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Dion Whatley

May 12, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Yocelyn Gonzalez

May 5, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Guillermo Cruz

April 28, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Sara Marshall

April 21, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Gabriela Cazier

April 14, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Cynthia Douglas-Booker

March 31, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Chris Knight

March 24, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Francesca Crespo

March 17, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Kim Crook

March 10, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Duneeta Gagraj

March 3, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Joy Burrows

February 24, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Samantha Nang

February 17, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Jasmine Taylor

February 10, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Tyler Copes

February 3, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Brooke Beauregard

January 27, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Rashad Davis

January 20, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Mailani Hernandez

January 13, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Mariah Dwyer-Britton

January 6, 2021

Real stories from the Earnin community.

continue reading

People of Earnin: Dalia Raya

December 16, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Candace Middleton

December 9, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Esmeralda Feliciano

December 2, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Alison Slater

November 25, 2020

Real stories from the Earnin community.

continue reading

Earnin’s Season of Savings Sweepstakes

November 19, 2020

Earnin is getting in the holiday spirit and giving the community a gift for saving!

continue reading

People of Earnin: Derek Peters

November 18, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Courtney Waters

November 11, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Swati Polce

November 4, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Joseph Monnich

October 28, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Michelle Melville

October 21, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Ginger Healey

October 15, 2020

Real stories from the Earnin community.

continue reading

People of Earnin: Eloisa Ayala

October 7, 2020

The Earnin Blog | Read Eloisa Ayala's inspiring story and find out how Earnin has been helpful to her and her family.

continue reading

People of Earnin: Connie Jordan

October 2, 2020

The Earnin Blog | Read Connie Jordan's inspiring story and find out how Earnin has helped her get through a difficult time.

continue reading

People of Earnin: Sandra Clark

September 25, 2020

The Earnin Blog | Read Sandra Clark's inspiring story and find out how Earnin has helped her get through a difficult time.

continue reading

Employee Resource Groups: Parentin

September 17, 2020

Earnin is dedicated to cultivating diversity and inclusion in our workplace.

continue reading

Earnin Partners With the When We All Vote to Register Voters

September 2, 2020

Earnin partners with When We All Vote to encourage and mobilize our community members to vote for the financial future that they want to see.

continue reading

Earnin & National League of Cities Help Drive 2020 Census Engagement

August 21, 2020

Every ten years, the United States conducts a census to determine the amount of federal funding your community receives.

continue reading

Earnin Joins Forces with Cupertino on Rent Assistance

August 14, 2020

Earnin teamed up with the City of Cupertino to provide a $50,000 rental assistance program for those experiencing housing insecurity during the crisis.

continue reading

Five Bank Fees We All Hate (And How to Avoid Them)

July 20, 2020

Earnin understands how it sucks to lose money to unnecesary bank fees. This article gives tips on how you can avoid five of them.

continue reading

How To Support Your Community

June 5, 2020

This past week a shift in our national consciousness occurred when uprisings arose in cities across the US calling for an end to systemic injustice and racial disparity.

We have created a list of resources you can use to help support the fight for equality and justice.

continue reading

Helpin Resource Roundup 5/8/20

May 8, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

continue reading

Health Aid Update

April 20, 2020

Earnin’s Health Aid is designed to make a positive impact on people’s financial wellness by helping negotiate medical bills down to a more affordable cost.

continue reading

Helpin Resource Roundup 4/17/20

April 17, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

continue reading

The Earnin Community Talks to ABC News

April 16, 2020

ABC story starts with a look at the community behind Earnin.

continue reading

The Great Spending Shift

April 14, 2020

Wonder what people are spending on during lockdown?

continue reading

Helpin Resource Roundup 4/10/20

April 10, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

continue reading

Quarantertainment

April 9, 2020

Cost effective, fun entertainment to make lockdown a little more bearable.

continue reading

Community Tool

April 6, 2020

Earnin has created an easy-to-use tool based on all the COVID-19-related resources from the Helpin Facebook group.

continue reading

Helpin Resource Roundup 4/3/20

April 3, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

continue reading

Helpin’s Success Shows the Power of Conversation

April 2, 2020

Last week Earnin started a Facebook group called Helpin. Our intention is to foster a catalog of resources that can help people with financial issues, job loss, access to nutrition, childcare, or anything they may be struggling with because of the coronavirus.

continue reading

Helpin Resource Roundup 3/27/20

March 27, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here’s a collection of submissions from 3/23 to 3/27.

continue reading

In the Face of the Coronavirus, It Is Crucial to Embrace Community

March 24, 2020

Find the opportunity to overcome any financial hardships that come with the pandemic and pull together and help each other get through the hard times.

continue reading

Worried About Coronavirus? Here Are Resources to Help You Stay Safe

March 17, 2020

There are many resources available to help our community stay physically and financially healthy - we’ve compiled several websites in this article.

continue reading

Earnin Update on Coronavirus

March 12, 2020

Earnin is taking steps to help our community members protect themselves. We share them with you and inspire you pay it forward and help your own community.

continue reading

A Brief History of the Fight for Women’s Pay Equality

March 6, 2020

To celebrate International Women’s Day, we’re highlighting a few key women who have majorly contributed to the fight for pay equality in America.

continue reading

Your Vote is Your Voice

March 3, 2020

This presidential primary race is the perfect time to use your voice as a voter.

continue reading

The Link Between Financial Health and Mental Health

February 26, 2020

A company that works with businesses to improve their employee financial wellness programs found a strong link between financial stress and mental health.

continue reading

Earnin Community Members Report Fewer Overdrafts

February 21, 2020

An Earnin survey finds that a majority of community members are reducing the number of overdrafts they’re dealing with.

continue reading

Hidden Talents of Earnin: Carole Yang

February 11, 2020

We interviewed Carole Yang, who runs her own calligraphy and stationery business in addition to working as a front desk coordinator for Earnin.

continue reading

Hidden Talents of the Earnin Team: James Ralston

February 6, 2020

We spoke with Earnin senior software engineer James Ralston about his journey into pinball and finding a welcoming community in the process.

continue reading

Financial Companies Must Adapt as the Economy Shifts

February 4, 2020

Financial companies should rethink how they can empower Americans to deal with a changing U.S. economy.

continue reading

Hidden Talents of the Earnin Team: Namrata Dev

January 29, 2020

We all know that people who work at Earnin are good at their jobs, but they’re more than just Earnin employees. We talked to three members of the Earnin crew about their pursuits outside of the office and the hidden talents they’ve cultivated as a result.

continue reading

Volunteers Celebrate MLK Day by Teaching Financial Literacy

January 24, 2020

Many Americans observed Martin Luther King Jr. Day by volunteering to serve their communities. Find out how some hosted personal finance workshops.

continue reading

The Earnin Community Unites at Essence Fest

July 23, 2019

As many people in America were enjoying fireworks and hot dogs on the Fourth of July, Earnin took a trip down to Louisiana to attend Essence Festival (Essence Fest). We went to speak on financial inequality, and were blown away by the festival attendees we met, the city of New Orleans, and the Earnin community.

continue reading

Building a Better Financial System Together

July 19, 2019

Community is at the core of why Earnin was created and is the main driving force in everything that we do — and that includes how we try to sustain our business.

continue reading

How a Shared Focus on Community Brought Kelvin Beachum to Earnin

July 10, 2019

An interview with Earnin visitor and ally, NY Jets offensive tackle, Kelvin Beachum.

continue reading

Worried About Overdraft Fees? We Got You Covered

March 22, 2019

To help our community outsmart overdrafts, Earnin is proud to introduce our latest service, Balance Shield Alerts.

continue reading

This Holiday Season, Pay It Forward With Viral Kindness

December 16, 2019

Get into the giving spirit by spreading good cheer through small acts of kindness, compassion, and charity.

continue reading

FinTech and the 5G Promise

January 6, 2020

Early conversations at #CES2020 have begun about 5G. Our take - we'll see the real consumer benefits of 5G in the fintech sector.

continue reading

Martin Luther King’s Fight for Financial Equality

January 20, 2020

Martin Luther King’s vision for the country included greater financial equality for all Americans.

continue reading

Why Debt Collection Has No Place at Earnin

November 13, 2019

Earnin is building a financial system that works for people, and that doesn't include working with debt collectors.

continue reading

Community First Finance

July 26, 2019

Earnin started in 2013 with a mission to build a financial system that works for all people. We’re guided by a commitment to put people first, a model that allows people to pay what they choose, and a community that supports each other.

continue reading

About Earnin

Earnin is an app that gives you access to the pay you've earned - when you want it.

categories Payday rebellion Fees Debt negotiation Financial tips Emergencies Bank fees Pay what you want Bills Emergency funds Community Restrictions and/or third party fees may apply. See our Terms of Service for more details.

1Restrictions and/or third party fees may apply,, see Earnin.com/TOS for details.

2Disclaimer: Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

3NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

4Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

5Source: Internal analysis conducted by Earnin on December 10, 2020.

1Restrictions on use of Services and/or third party fees may apply, see Earnin.com/TOS for details.

2Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

3Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% APY and $0 monthly fee service. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

1Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

2Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

3Balance Shield cash out is subject to your available earnings and your daily pay period max. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

4NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit WeWin Game & Sweepstakes Official Rules. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

5Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS.

6Up to two days early is based on comparison with traditional banks. Exact timing is dependent on your employer’s payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

7Your Max on Earnin Express is up to 80% of your payroll or $1000, whichever is less. The 80% is dependent on you routing your full paycheck to Earnin Express. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

8Learn how we collect and use your information by visiting our Privacy Policy.

1Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

2Disclaimer: Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details

3Disclaimer: Community Member must have had at least 1 successful debit with Earnin. Limit to 1 Max Boost per pay period. A boost will not adjust a Community member's daily max. Restrictions may apply, see Earnin.com/TOS for more details

*Disclaimer: Balance Shield Cash Out is subject to your available earnings and daily pay period max.Other restrictions and/or thirdparty fees may apply. For more information visit Earnin.com/TOS

1Restrictions may apply, see Earnin.com/TOS for more details. Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS

2Disclaimer: NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/game-rules/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

3Disclaimer: Restrictions Apply. See Earnin.com/wewin/pool-rules/ for more information

*Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

**Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

*Survey conducted in February 2020 with 889 participants.

Download on the App Store
4.7 +189K ratings
Download on Google Play
4.5 +147K ratings