Avoid interest by paying your balance during the credit card grace period. Learn how to maximize this benefit and manage your finances effectively.

If you’re struggling to pay down cards, credit card debt forgiveness and debt consolidation are great options. But it’s important to know the difference.

What is cash back, and can you actually get money when you spend it? Here’s how cash back rewards work and a guide to maximizing your benefits.

How many credit cards should you have? Find out how to balance rewards, credit score, and financial management to avoid credit card overload.

Reaching a perfect credit score is hard, but not impossible. Learn how to get an 850 credit score with these essential tips.

Explore the benefits and process of a credit card upgrade to make an informed decision. Learn how, when, and why to upgrade your card.

Looking to access cash from a credit card without a cash advance? Learn how to, and explore alternative methods to obtain money quickly.

Discover how tradelines impact your credit score. Learn what information tradelines convey and how creditors evaluate them to improve your financial health.

How do prepaid cards work? We’ll explain how and why you might use these cards, how they affect credit, and how they differ from debit cards.

Learn more about joint credit cards — their pros and cons, how they impact finances, and how to make informed decisions with EarnIn's insights.