Blog
Is a Cash Out Auto Refinance Right for Me?
May 25, 2021A cash out auto refinance works similarly to refinancing a home if you need extra money, but it comes with risks.
continue reading5 Home Cash Out Refinance Rules to Know
May 18, 2021Home cash-out refinance rules to be aware of include needing to meet certain requirements and not taking out more than 80% of your home’s equity.
continue readingHow Much Should My Emergency Fund Amount Be?
May 11, 2021When determining an emergency fund amount to save up for, save at least three to six months living expenses and consider how at-risk you are.
continue reading5 Reasons You Should Use An App to Save Money
May 4, 2021Using an app to save money helps hold you accountable, allows you to track your progress, and provides you a comprehensive view of your finances.
continue reading8 Tips for Budgeting When You Earn an Hourly Paycheck
April 27, 2021If you earn an hourly paycheck, you can budget by knowing your average monthly income, tax rate, expenses, and how your pay cycle.
continue reading10 Kinds of Weekly Pay Jobs For a More Frequent Pay Schedule
April 20, 2021Weekly pay jobs include rideshare drivers, transcriptionists, construction workers, tutors, and others that pay four to five times per month.
continue reading7 Benefits of Using a Personal Finance Management App
April 13, 2021The benefits of using a personal finance management app include easier access to banking, sticking to a budget, and avoiding overdraft fees.
continue readingHow Much of Your Paycheck Goes to Taxes, and Why?
April 6, 2021How much of your paycheck goes to taxes depends on multiple factors, including your income, state, filing status, and more.
continue readingWhat You Need to Know About the Paycheck Protection Program
March 16, 2021The Paycheck Protection Program is an SBA-backed loan program that helps small businesses pay their employees during the COVID-19 pandemic.
continue readingBiweekly Pay Schedule: How Does it Compare?
March 11, 2021A biweekly pay schedule means more frequent access to your income and affects your monthly budget differently than other kinds of pay cycles.
continue readingHow Much of Your Paycheck Should You Save, and Why?
March 2, 2021If you don’t know how much of your paycheck you should save, start with at least 20%, and adjust depending on your income and financial goals.
continue readingYour Paycheck After Taxes: 7 Ways to Stretch It
February 23, 2021Ways to stretch your paycheck after taxes include sharing costs with others, adjusting your withholdings, and claiming unique deductions.
continue readingHow Many Americans Live Paycheck to Paycheck, and What Can They Do to Get By?
February 16, 2021How Many Americans Live Paycheck to Paycheck: Over half the US population lacks enough money to save after bills, but there are ways they can get by.
continue reading8 Expenses to Factor Into Your Home Budget
February 2, 2021You already know to include rent, utilities, and debt repayment into your home budget, but remember to factor in savings, fees, pet care, and more.
continue readingHow to Stay Calm When Dealing With Financial Stress
January 26, 2021To deal with financial stress, it’s important to identify the source of your problems, talk to a professional, and practice healthy coping mechanisms.
continue reading7 of the Most Practical Ways to Save Money
January 19, 2021Besides spending less on unnecessary purchases, you can save money by negotiating lower rates with your creditors, snowballing debt, and more.
continue readingCan You Overdraft a Credit Card, Debit Card, or Savings Account
January 14, 2021It’s possible to overdraft a debit card and checking account, but you cannot overdraft a credit card or savings account in the same way.
continue readingWhat is a Returned Item Fee and Why Was I Charged?
January 12, 2021Your bank charges you a returned item fee, also called an NSF fee, when returning your money to you because you tried to transact with nonsufficient funds.
continue readingDid You Overdraw Your Account? Here's What to Do
January 7, 2021If you overdraw your checking account, you should replenish your funds, enable low-balance alerts, and use other strategies to avoid it in the future.
continue readingCash Out Refinance: How to Know if it's Time
January 5, 2021Cash-out refinancing is when you take out a larger mortgage and use the difference to pay for other expenses, but there are pros and cons to consider.
continue reading6 Tips for Gifting Money to Family Members
December 17, 2020The etiquette surrounding gifting money to family members is unclear, so remember to be considerate, give according to your means, and make it personal.
continue readingHow to Fix and Repair Your Credit: A Detailed Guide
December 15, 2020A step-by-step process to repair your credit score.
continue readingWeekly, Monthly & More: How Your Pay Schedule Affects You
December 10, 2020Monthly, bi-monthly, bi-weekly, and weekly pay schedules determine when employees get paid, so it’s important to know how yours affects your budget.
continue reading5 Things to Do if You Have a Negative Credit Card Balance
December 3, 2020A negative credit card balance means your credit issuer owes you money, which is not to be confused with having a negative bank account.
continue readingAn Introduction to NSF Fees: Why Were You Charged?
December 1, 2020NSF fees are fees your bank charges you when you attempt to make a purchase with nonsufficient funds in your account.
continue readingAbout Earnin
Earnin is an app that gives you access to the pay you've earned - when you want it.
categories Payday rebellion Fees Debt negotiation Financial tips Emergencies Bank fees Pay what you want Bills Emergency funds Community Restrictions and/or third party fees may apply. See our Terms of Service for more details.Get the money
you've already earned,
before payday.
Learn how we collect and use your information by visiting our Privacy Policy.