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Thumbnail for What Are Income-Based Loans and How Do They Work?

What Are Income-Based Loans and How Do They Work?

If you don’t have good credit, there are still loan options out there. Learn about income-based loans, which focus on your earnings instead of your credit.

Aug 26, 2024
7 min read
Thumbnail for What is a Charge-Off and How Does it Affect Your Credit Score?

What is a Charge-Off and How Does it Affect Your Credit Score?

What is a charge-off, and how does it affect your credit score? Learn how it impacts you, how long it shows on your credit report, and how to avoid it.

Aug 26, 2024
7 min read
Thumbnail for Understanding the Minimum Payment on Your Credit Card

Understanding the Minimum Payment on Your Credit Card

Understand credit card minimum payments, their impact on your finances, and tips to manage them effectively to maintain financial health.

Aug 21, 2024
7 min read
Thumbnail for How to Get a Loan With No Job

How to Get a Loan With No Job

Explore the pros and cons of getting a loan without a job, understand key requirements, and discover alternatives to manage emergencies.

Aug 21, 2024
7 min read
Thumbnail for Credit Card Debt Forgiveness: What is It & Who qualifies?

Credit Card Debt Forgiveness: What is It & Who qualifies?

If you’re struggling to pay down cards, credit card debt forgiveness and debt consolidation are great options. But it’s important to know the difference.

Aug 13, 2024
8 min read
Thumbnail for Secured vs. Unsecured Loans: Understand Your Choices

Secured vs. Unsecured Loans: Understand Your Choices

Confused about secured vs. unsecured loans? Learn the key differences and choose the best option for your financial needs.

Aug 13, 2024
5 min read