Blog

Rethink Saving with Tip Yourself

May 7, 2020

Introducing a new savings tool - Tip Yourself.

Earnin Update on Coronavirus

March 12, 2020

Earnin is taking steps to help our community members protect themselves. We share them with you and inspire you pay it forward and help your own community.

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Five Bank Fees We All Hate (And How to Avoid Them)

July 20, 2020

Earnin understands how it sucks to lose money to unnecessary bank fees. This article gives tips on how you can avoid them.

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In the Face of the Coronavirus, It Is Crucial to Embrace Community

March 24, 2020

Find the opportunity to overcome any financial hardships that come with the pandemic and pull together and help each other get through the hard times.

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A Message From Earnin Regarding Unemployment

August 13, 2020

Discussing the future of our unemployment feature.

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Earnin Joins Forces with Cupertino on Rent Assistance

August 14, 2020

Earnin teamed up with the City of Cupertino to provide a $50,000 rental assistance program for those experiencing housing insecurity during the crisis.

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Helpin Resource Roundup 5/8/20

May 8, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Earnin Finances Community Coronavirus

Helpin Resource Roundup 4/17/20

April 17, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Earnin Finances Community Coronavirus

The Earnin Community Talks to ABC News

April 16, 2020

ABC story starts with a look at the community behind Earnin.

Earnin Community Coronavirus

The Great Spending Shift

April 14, 2020

Wonder what people are spending on during lockdown?

Earnin Spending Community Coronavirus

Helpin Resource Roundup 4/10/20

April 10, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

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Quarantertainment

April 9, 2020

Cost effective, fun entertainment to make lockdown a little more bearable.

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Community Tool

April 6, 2020

Earnin has created an easy-to-use tool based on all the COVID-19-related resources from the Helpin Facebook group.

Earnin Community Coronavirus Finances

Helpin Resource Roundup 4/3/20

April 3, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here are a few highlights from this week.

Earnin community coronavirus

Helpin’s Success Shows the Power of Conversation

April 2, 2020

Last week Earnin started a Facebook group called Helpin. Our intention is to foster a catalog of resources that can help people with financial issues, job loss, access to nutrition, childcare, or anything they may be struggling with because of the coronavirus.

Earnin Community Pay It Forward Coronavirus

Helpin Resource Roundup 3/27/20

March 27, 2020

The Helpin Facebook group is cataloging resources to help our community weather the coronavirus. Here’s a collection of submissions from 3/23 to 3/27.

Earnin community coronavirus

Worried About Coronavirus? Here Are Resources to Help You Stay Safe

March 17, 2020

There are many resources available to help our community stay physically and financially healthy - we’ve compiled several websites in this article.

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Best Practices for Effective Remote Working

March 16, 2020

As many companies navigate the new normal, we share some of the best practices we have developed for remote teams at Earnin.

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A Brief History of the Fight for Women’s Pay Equality

March 6, 2020

To celebrate International Women’s Day, we’re highlighting a few key women who have majorly contributed to the fight for pay equality in America.

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Your Vote is Your Voice

March 3, 2020

This presidential primary race is the perfect time to use your voice as a voter.

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Why Do We Only Get Paid Every Two Weeks?

February 28, 2020

We look at the history of getting paid in America, and explore why people are still waiting for payday.

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The Link Between Financial Health and Mental Health

February 26, 2020

A company that works with businesses to improve their employee financial wellness programs found a strong link between financial stress and mental health.

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Earnin Community Members Report Fewer Overdrafts

February 21, 2020

An Earnin survey finds that a majority of community members are reducing the number of overdrafts they’re dealing with.

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The Lifecycle of Love and Money

February 13, 2020

Relationships blossom over time. Here’s how to handle money throughout a relationship, whether you’re dating, committed, or married.

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Hidden Talents of Earnin: Carole Yang

February 11, 2020

We interviewed Carole Yang, who runs her own calligraphy and stationery business in addition to working as a front desk coordinator for Earnin.

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Hidden Talents of the Earnin Team: James Ralston

February 6, 2020

We spoke with Earnin senior software engineer James Ralston about his journey into pinball and finding a welcoming community in the process.

Earnin Community

Financial Companies Must Adapt as the Economy Shifts

February 4, 2020

Financial companies should rethink how they can empower Americans to deal with a changing U.S. economy.

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Hidden Talents of the Earnin Team: Namrata Dev

January 29, 2020

We all know that people who work at Earnin are good at their jobs, but they’re more than just Earnin employees. We talked to three members of the Earnin crew about their pursuits outside of the office and the hidden talents they’ve cultivated as a result.

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Volunteers Celebrate MLK Day by Teaching Financial Literacy

January 24, 2020

Many Americans observed Martin Luther King Jr. Day by volunteering to serve their communities. Find out how some hosted personal finance workshops.

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Lessons to My Children

March 7, 2019

It’s important to me that my children know how to carry themselves and they know what they need to do to become productive adults when they grow up.

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Rising Gas Prices Hurting Your Budget? Here Are Some Tips

April 24, 2019

To help fill up our tanks -- as well as our wallets -- below are 4 great tips we can use to help pay for gas or even get our next round for free.

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Everyday Fees You Should Be Avoiding

April 11, 2019

To help our community members save more of their hard-earned money this year, we're sharing three quick tips to help you avoid unnecessary fees.

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Why Debt Collection Has No Place at Earnin

November 13, 2019

Earnin is building a financial system that works for people, and that doesn't include working with debt collectors.

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Martin Luther King's Fight for Financial Equality

January 20, 2020

Martin Luther King’s vision for the country included greater financial equality for all Americans.

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How to Make a New Year’s Resolution You’ll Stick To

January 6, 2020

Find out how to make a New Year's resolution the right way so that you'll stick to it for the rest of the year and beyond.

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Break Out of Your Financial Cycles

January 14, 2020

See strategies that can help you escape bad financial habits and debt spirals so you can move forward.

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FinTech and the 5G Promise

January 6, 2020

Early conversations at #CES2020 have begun about 5G. Our take - we'll see the real consumer benefits of 5G in the fintech sector.

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Payday Rebellion Just Got Bigger

December 20, 2018

We have come such a long way together. When we first created the app, the community was largely made up of people I knew personally. Today, the Earnin community includes people from more than 50,000 companies from all around the country who are consistently proving one thing; that people genuinely want to help other people.

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How Putting People First Brings Value and Growth

November 12, 2018

Earnin’s business model is focused on allowing anyone with a job and a bank account to get paid the minute they leave work — right from their smartphone with no fees, no interest, and no hidden costs. How does that work exactly? The service is supported by voluntary tips from the community — yes, really.

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Financial Tips From a Working Actress

February 11, 2019

If you want to know how to pursue your dreams and live a financially healthy life, look no further than Carla Wadell.

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Keep Calm and Prep for Tax Season Early On

February 1, 2019

Tax season has officially arrived. Though it can be stressful, there is a light at the end of the tunnel: a sweet, sweet refund. Most Americans will get a refund, and refunds can go to a variety of things - some people use it to fund a big-ticket item, some to pay down debt, some to save.

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Going Broke for Love

February 19, 2019

"I never had to learn how to be an adult until after I left the army. Suddenly, I went from making good money to nothing." — Ryan Duffee

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Don't Sell Your Soul For a Paycheck

February 20, 2019

Millennials expect more than money from employers. They want to do work that aligns with their personal values.

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Getting to a better place

March 1, 2019

Today, 78% of working Americans are living paycheck to paycheck and over 40% of Americans don’t have $400 for an emergency expense.

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Worried About Overdraft Fees? We Got You Covered

March 22, 2019

To help our community outsmart overdrafts, Earnin is proud to introduce our latest service, Balance Shield Alerts.

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Earnin’s Season of Savings Sweepstakes

November 19, 2020

Earnin is getting in the holiday spirit and giving the community a gift for saving!

Earnin Community Sweepstakes

The Earnin Hackathon: An Opportunity for Creativity

August 27, 2020

Earnin hosted its first Hackathon, an opportunity for employees to explore out-of-the-box ideas, and spend company-sponsored time to build out those ideas.

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Earnin & National League of Cities Help Drive 2020 Census Engagement

August 21, 2020

Every ten years, the United States conducts a census to determine the amount of federal funding your community receives.

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This Holiday Season, Pay It Forward With Viral Kindness

December 16, 2019

Get into the giving spirit by spreading good cheer through small acts of kindness, compassion, and charity.

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About Earnin

Earnin is an app that gives you access to the pay you've earned - when you want it.

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Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.

¹Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.

²Disclaimer: Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

³Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

⁴Source: Internal analysis conducted by Earnin on December 10, 2020.

¹Restrictions on use of Services and/or third party fees may apply, see Earnin.com/TOS for details.

²Balance Shield cash out is subject to your available earnings and daily pay period max. Other restrictions and/or third party fees may apply. For more information visit Earnin.com/TOS.

³Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% APY and $0 monthly fee service. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

¹Fees may apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

²Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

³Balance Shield cash out is subject to your available earnings and your daily pay period max. Other restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

⁴Tip Yourself Account funds are held with Evolve Bank & Trust, Member FDIC and are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Other restrictions and/or third party fees may apply. For more information/details visit earnin.com/tos.

⁵Up to two days early is based on comparison with traditional banks. Exact timing is dependent on your employer’s payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

⁶Your Max on Earnin Express is up to 80% of your payroll or $1000, whichever is less. The 80% is dependent on you routing your full paycheck to Earnin Express. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

⁷Learn how we collect and use your information by visiting our Privacy Policy.

¹Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

²Disclaimer: Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details

³Disclaimer: Community Member must have had at least 1 successful debit with Earnin. Limit to 1 Max Boost per pay period. A boost will not adjust a Community member's daily max. Restrictions may apply, see Earnin.com/TOS for more details

^*Disclaimer: Balance Shield Cash Out is subject to your available earnings and daily pay period max.Other restrictions and/or thirdparty fees may apply. For more information visit Earnin.com/TOS

¹Restrictions may apply, see Earnin.com/TOS for more details. Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit Earnin.com/TOS

²Disclaimer: NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To download the App, view the Official Rules, odds disclosures, prize details, and alternate means of entry, visit https://www.Earnin.com/wewin/game-rules/. Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc. (d/b/a Earnin), 200 Portage Ave, Palo Alto, CA 94306.

³Disclaimer: Restrictions Apply. See Earnin.com/wewin/pool-rules/ for more information

^*Disclaimer: Up to 2 days early is based on comparison with traditional banks. Exact timing is dependent on your employer's payroll policies. For more information on eligibility and requirements of Earnin Express, visit Earnin.com/TOS.

^**Disclaimer: Restrictions and/or third party fees may apply, see Earnin.com/TOS for more details. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection.

^*Survey conducted in February 2020 with 889 participants.

⁷Learn how we collect and use your information by visiting our Privacy Policy.

1. Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.

1. Disclaimer: Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit earnin.com/TOS.