“I’m only 25 and I’m still shaping my life. It’s just been a bad cycle, to pay my bills and go to sleep but I’ll be able to do bigger things now.” *— Patrick Ryan*
Today, [78%](https://www.forbes.com/sites/zackfriedman/2019/01/11/live-paycheck-to-paycheck-government-shutdown/#566654074f10) of working Americans are living paycheck to paycheck and over [40%](https://money.cnn.com/2018/05/22/pf/emergency-expenses-household-finances/index.html) of Americans don’t have $400 for an emergency expense.
"I never had to learn how to be an adult until after I left the army. Suddenly, I went from making good money to nothing." — Ryan Duffee
If you want to know how to pursue your dreams and live a financially healthy life, look no further than Carla Wadell.