One of Earnin’s foundational principles is a pledge to help our community get to a better place financially. That’s not just an empty promise; our team is constantly looking at how people use the app and what kind of impact it’s having on their lives.

Earnin started in 2013 with a mission to build a financial system that works for all people. We’re guided by a commitment to put people first, a model that allows people to pay what they choose, and a community that supports each other.